Vyu

Privacy Policy

Last updated: 7 October 2026

In short: Vyu keeps your expenses on your iPhone. We don't show ads, we don't use analytics or tracking, we don't sell your data, and you don't need an account to use the app.

Who we are

Vyu is published by Jesus Angulo (ABN 78230763953), Australia. Contact: support@vyu.money.

What Vyu stores, and where

DataWhere it livesLeaves your iPhone?
Expenses, categories, amounts, dates, merchantsOn your iPhoneNo. We never receive them.
Receipt photosOn your iPhoneNo. They are not included in Vyu backup files.
Voice entriesOnly the recognised text is kept; the audio is never savedSee “Voice” below.
Budgets, income, currency, language, settingsOn your iPhoneNo
Face IDHandled by iOSNo. Vyu never receives your biometric data.

How the features work

  • Receipt scanning. Camera images, photos and PDFs are read on your iPhone using Apple's text recognition. They are not uploaded anywhere by Vyu.
  • Voice. Vyu uses Apple's speech recognition. When your language supports on-device recognition, it runs on your iPhone. When it doesn't, Apple may process the audio on its servers under Apple's own privacy policy. Vyu never stores the audio, only the resulting text.
  • Apple Pay logging. This works through a Shortcuts automation that you add and turn on yourself. When you pay with Apple Pay, the shortcut hands the merchant and amount to Vyu on your iPhone. Vyu does not access Wallet, your cards or your bank.
  • Receipts by email. This works through a Shortcuts automation that runs when an email arrives in Apple Mail and hands its text or attached receipt to Vyu on your iPhone. Vyu has no access to your mailbox and only sees what the automation passes to it.
  • Notifications. Vyu's notifications (such as confirming a new expense or a weekly reminder) are created on your iPhone. We don't send push notifications from a server.
  • Currency conversion (Pro). To convert foreign-currency expenses, Vyu requests exchange rates from ExchangeRate-API. The request contains only a currency code, never your expenses. As with any internet request, the service can see your IP address.
  • Subscriptions. Purchases are handled by Apple. We use RevenueCat to check whether your subscription is active. RevenueCat receives an anonymous app identifier and your subscription status. We don't receive your payment details.
  • Accounts. You never need an account. Sign-in options are optional and, in this version, signing in does not send your expenses anywhere. If we add features that use an account (for example, shared spaces), we will update this policy before any of that data is collected.

Backups and your own copies

When you export a CSV or a backup file, it is saved or shared wherever you choose; we don't receive it. Vyu does not back up your data to iCloud by itself. However, your iPhone's own iCloud or computer backup may include Vyu's data, depending on your iOS settings.

Sharing

We don't sell your data and we don't share it for advertising. The only outside services involved are Apple (purchases, speech recognition when needed), RevenueCat (subscription status) and ExchangeRate-API (exchange rates), as described above.

Analytics and advertising

Vyu contains no advertising or analytics software and does not track you across other apps or websites.

Keeping and deleting your data

Your expenses live only on your iPhone, so you control them. You can delete any expense, or use “Delete all my data” in your Profile. Deleting the app removes its data from your iPhone. The only data we may hold ourselves is the emails you send us for support.

Children

Vyu is not directed at children under 13, and we don't knowingly collect data from them.

Your rights

You can ask us what personal information we hold about you (which is limited to support emails) and ask us to correct or delete it. Write to support@vyu.money. If you're in Australia and aren't satisfied with our response, you can contact the Office of the Australian Information Commissioner.

Changes to this policy

If what Vyu stores or shares changes, we'll update this page and the date at the top before the change takes effect.

Contact

Jesus Angulo · ABN 78230763953 · support@vyu.money